Can I lose my IRA, 401(k), or other retirement account in bankruptcy?
Retirement accounts are normally considered exempt in Florida, there is a limitation, it's a little over a million dollars, it applies to all IRAs, SEP IRAs, any ERISA plans, 401(k)s. The only problem could be is if it's an inherited IRA. There is a difference in case law and that's changing minute by minute, there could be a risk if you've inherited it from someone else but yours should be fine.